Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare drug plan when you’re first eligible, and you don’t have other creditable prescription drug coverage, or you don’t get Extra Help, you’ll likely pay a late enrollment penalty.
To get Medicare prescription drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered. There are two ways to get Medicare prescription drug coverage: through adding a Medicare Prescription Drug Plan (Part D), or getting a Medicare Advantage Plan (Part C) such as an HMO or PPO that offers Medicare prescription drug coverage.
Actual Part D drug plan costs will vary depending on:
- The drug plan you choose
- The medicine you are on
- What pharmacy you go to in network
- If you get Extra Help paying your Medicare Part D drug costs
- If the drugs you use are on your plan’s formulary
Contact DMC Group for a comparison report of the two cheapest Medicare prescription drug plans that cover your specific medicine in your local area. (Source: Medicare.gov)
Many cost saving features result from our research.
Insurance agents, attorneys and other resources often request these comprehensive reports from DMC Group to help serve their customers.
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