Medicare is COMPLEX and very difficult to understand! Call NOW: 317-823-3713
That is why doctors & hospitals sometimes ask DMC GROUP to explain Medicare to their staff. YOU CAN BE HURT by what you don’t know, what your friends/family don’t know and what your insurance sales agent does not know.Read More
An independent insurance Broker-Consultant with valuable FREE support is best!!
Medicare insurance known as Medicare Supplement plans, Medicare Advantage plans and prescription drug plans help cover the benefit gaps in traditional Medicare A & B.
These plans may cover the most of what traditional Medicare does not cover with 10 STANDARD plans by different insurance companies at different costs. They do not cover prescription drugs and usually require a separate Part D plan. It pays to shop-around with a Broker.
These plans offer more affordable monthly premiums but NON-STANDARD benefits that may vary considerably and include more co-pay amounts you must pay for services. These plans may restrict your choice of doctors and hospitals that are in-network. Medicare Advantage plans often include extra benefits that Medicare Supplement(Medigap) plans do not cover like prescription drugs, dental, vision, etc.
Medicare insurance plans cover most people age 65 and older or disabled.
There are possible penalties and coverage gaps in Medicare health insurance plans or prescription drug plans. Medicare has limited coverage for home health care, assisted living, or nursing homes. Visit the Medicare website to learn more OR CALL US NOW: 317-823-3713
Medicare benefits are grouped into parts –
A, B, C and D
Original Medicare Part ARead MorePart A helps pay for inpatient hospital care, some skilled nursing facilities, hospice care, and some home health care. Part A is premium-free for most people.
Original Medicare Part BRead MoreMost beneficiaries do pay a monthly premium to be covered under traditional Medicare Part B. It helps pay for doctors, outpatient hospital care, and some other care that Part A doesn’t cover, such as physical and occupational therapy.
Medicare Part CRead MoreCovers Medicare Advantage plans that allow various HMOs, PPOs and similar health care organizations to offer health insurance plans to Medicare beneficiaries. At a minimum, they must provide the same benefits that Original Medicare provides. Insurance companies are also permitted to offer additional benefits such as prescription drugs, dental and vision care. Insurance companies are allowed to control their costs by requiring co-pay amounts for your medical care and limiting a patient’s choice of doctors or hospitals to just those who are in the insurance company networks. This can be a major disadvantage if a patient’s favorite doctor or hospital is not a member of the networks. Medicare Advantage plans can have more affordable monthly premiums compared to Medicare Supplement(Medigap) plans but generally require more co-pay amounts when going to doctors or hospitals.
Medicare Part DRead More Premiums and drug costs for Part D coverage vary by insurance company. Most people have to pay extra premiums each month to be covered for prescription drugs under Part D. Failure to enroll in a Part D prescription drug plan when eligible may result in a monthly penalty or fine if you decide to enroll later. BE AWARE it may cost you hundreds or even thousands of dollars more each year when a salesman tries to quick-sell you a Medicare Prescription Drug plan with a low MONTHLY cost. Extra research through the Medicare website is necessary to identify the plan with the lowest ANNUAL cost.
DMC GROUP will go the ‘extra mile’ to research exactly what plan Medicare recommends to cover your own personal medicines at the lowest TOTAL ANNUAL cost.Read More
Medicare has more than 40 booklets to help people understand the program
< Click image to review Medicare information booklets
— Medicare FAQs, Tips and Nasty Surprises —
Read More Medicare often runs smoothly without a hitch. At other times, it can be very annoying – even downright frustrating with costly penalties possible for what you don’t know or agents don’t tell you. For some people, it is full of potholes that cost them thousands of dollars out of their own pockets.
Medicare often runs smoothly without a hitch. At other times, it can be very annoying – even downright frustrating with costly penalties possible for what you don’t know or agents don’t tell you. For some people, it is full of potholes that cost them thousands of dollars out of their own pockets.
Some attorneys and insurance agents know just enough to be dangerous but many wise professionals work with experienced sources like DMC Group to seek guidance on Medicare, Medicaid and senior concerns. See our testimonials here.
Bottom line – For the exact same money; Would you rather have a sales agent or a Broker/Consultant with valuable free support?
Your DMC Group insurance broker/consultant can provide the Big Picture view based on real-life work experience with Medicare & Medicaid, hospital, nursing home, assisted living and Elder Law.
Hours of Operation
Open Monday-Friday from 8:30 AM to 5:30 PM – Open Saturday till Noon – Closed on major holidays
DMC GROUP, 10604 Sealord Court, Indianapolis, IN. 46236
CALL US: Local (317) 823-3713
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